.kb-guide-intro { margin: 26px 0 32px; padding: 26px; background: #fff9e5; border: 1px solid #e9dfbf; border-radius: 16px; scroll-margin-top: 100px; }
.kb-guide-intro h2 { margin: 0 0 8px; font-size: 26px; line-height: 1.35; }
.kb-guide-intro > p { color: #514b3d; }
.kb-topic-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; margin: 18px 0; }
.kb-topic-grid a { background: #fff; border: 1px solid #e5decf; padding: 16px; border-radius: 10px; }
.kb-topic-grid strong, .kb-topic-grid span { display: block; }
.kb-topic-grid strong { font-size: 16px; }
.kb-topic-grid span { margin-top: 6px; font-size: 13px; color: #625c50; }
.kb-topic-grid a:hover { border-color: #8c6d00; }
.kb-guide-read { display: inline-flex; align-items: center; min-height: 44px; font-weight: 800; text-decoration: underline; text-underline-offset: 4px; }
.kb-content-hero { max-width: none; scroll-margin-top: 100px; }
.kb-content-hero h1 { line-height: 1.35; }
.kb-content-hero .sec-desc { font-size: 16px; line-height: 1.8; }
.kb-topic-nav { display: flex; flex-wrap: wrap; gap: 8px; margin: 20px 0 32px; padding: 20px; background: #fff9e5; border-radius: 14px; }
.kb-topic-nav a { display: inline-flex; align-items: center; min-height: 42px; padding: 9px 14px; border: 1px solid #e5decf; border-radius: 8px; background: #fff; font-size: 14px; font-weight: 700; }
.kb-customer-article { max-width: 900px; }
.kb-customer-article > section { padding: 8px 0 28px; margin: 0 0 28px; border-bottom: 1px solid #e6e2d8; scroll-margin-top: 100px; }
.kb-customer-article h2 { margin: 0 0 18px; font-size: 26px; line-height: 1.4; letter-spacing: -.025em; word-break: keep-all; }
.kb-customer-article h3 { margin: 24px 0 12px; font-size: 20px; line-height: 1.5; }
.kb-customer-article p, .kb-customer-article li { font-size: 16px; line-height: 1.9; color: #3f3b33; overflow-wrap: break-word; }
.kb-customer-article p { margin: 0 0 14px; }
.kb-customer-article ul { padding-left: 22px; }
.kb-customer-article .kicker { font-size: 12px; color: #6a5521; font-weight: 800; letter-spacing: .04em; }
.kb-customer-article .kb-content-source { font-size: 13px; color: #625c50; }
.kb-content-source a { text-decoration: underline; text-underline-offset: 3px; }
.kb-content-table { margin: 20px 0; border: 1px solid #e5decf; border-radius: 12px; overflow: hidden; }
.kb-content-table table { width: 100%; border-collapse: collapse; table-layout: fixed; }
.kb-content-table caption { padding: 14px 16px; background: #fff9e5; text-align: left; font-size: 14px; font-weight: 700; }
.kb-content-table th, .kb-content-table td { padding: 14px 16px; text-align: left; vertical-align: top; border-top: 1px solid #e5decf; font-size: 15px; overflow-wrap: break-word; }
.kb-content-table thead th { background: #f8f7f3; }
.kb-content-table small { color: #625c50; }
.kb-claim-steps { padding-left: 24px; }
.kb-claim-steps li { padding: 8px 0; }
.kb-claim-steps strong, .kb-claim-steps span { display: block; }
.kb-region-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin: 20px 0; }
.kb-region-grid > div { background: #faf8f2; border: 1px solid #e8e2d4; padding: 20px; border-radius: 12px; scroll-margin-top: 100px; }
.kb-region-grid h3 { margin-top: 0; font-size: 19px; }
.kb-article-cta { display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 24px; background: #161616; border-radius: 14px; color: #fff; margin-top: 24px; }
.kb-article-cta strong { font-size: 18px; }
.kb-customer-article .kb-article-cta p { color: #d1cec5; font-size: 12px; margin: 8px 0 0; }
.kb-article-cta a { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 48px; padding: 12px 18px; border-radius: 10px; background: #ffcc00; color: #111; font-weight: 800; flex-shrink: 0; }
.kb-customer-article .kb-content-updated { font-size: 13px; color: #625c50; }
.kb-topic-nav a:focus-visible, .kb-topic-grid a:focus-visible, .kb-guide-read:focus-visible, .kb-content-source a:focus-visible, .kb-article-cta a:focus-visible { outline: 3px solid #2563eb; outline-offset: 4px; }
@media (max-width: 768px) {
  .kb-guide-intro { padding: 20px; }
  .kb-guide-intro h2, .kb-customer-article h2 { font-size: 23px; }
  .kb-topic-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .kb-topic-grid a { padding: 12px; }
  .kb-topic-nav { padding: 14px; gap: 6px; }
  .kb-topic-nav a { padding: 8px 10px; font-size: 13px; }
  .kb-region-grid { grid-template-columns: 1fr; }
  .kb-content-table th, .kb-content-table td { padding: 12px 10px; font-size: 14px; }
  .kb-article-cta { flex-direction: column; align-items: stretch; padding: 20px; }
}
@media (max-width: 380px) { .kb-topic-grid { grid-template-columns: 1fr; } }